AIG Commercial Pollution Legal Liability provides property owners across all industries with coverage for Pollution Conditions associated with owned/operated properties, disposal sites, contracting operations and transportation exposures. Such coverage is ideal for first-time environmental insurance buyers as this environmental insurance policy tackles numerous exposures with one expansive, cost-sensible solution.
AIG PassportSM for Pollution Legal Liability(AIG PassportSM PLL)
AIG Passport enables multinational companies to secure industry-leading Pollution Legal Liability Insurance where they need it around the globe. It facilitates multinational companies placement of PLL coverage that is aligned with local laws, regulations and customs worldwide, including locally-admitted policies which may be legally required in many countries and jurisdictions.
AIG Pollution Legal Liability Real EstateSM (AIG PLL Real EstateSM)
AIG Pollution Legal Liability Real EstateSM performs
as a risk management tool for property owners, managers and developers
by protecting against environmental losses that could otherwise
impair a company's ability to operate, expand or sell locations.
PLL Real EstateSM
offers site-specific coverage for first-party clean-up at an Insured
property and third-party claims resulting from pollution conditions
that cause on- or off-site bodily injury, property damage or clean-up.
The policy is specifically designed for commercial real estate.
Clean-up Cost Cap (CCC) coverage helps protect against clean up cost overruns arising from a planned remediation while also protecting against newly discovered pollution conditions discovered during the implementation of the remedial plan. This policy can be an effective tool in helping to ensure that unexpected environmental clean up costs don't derail the economics of a real estate development deal. Additionally, a multi-year policy can provide consistent long term coverage while stabilizing insurance costs.
Contractors Operations and Professional Services (COPS)
Contractors Operations and Professional Services (COPS) address
the needs of full-service environmental firms who perform field
operations as well as professional services. The COPS program
combines the coverage elements of AIG Environmental®'s Contractors
Pollution Occurrence (CPO) or claims made Contractors Pollution
Liability (CPL), and Errors & Omissions (E&O) policies.
By combining CPO or CPL, and E&O under one form, potential
gaps or overlaps in coverage are reduced. Furthermore, AIG Environmental
is one of the few carriers offering an environmental occurrence
option to contractors' claims made E&O coverage.
Contractors Pollution Liability (CPL) and Occurrence (CPO)
Contractors Pollution Liability (CPL) protects contractors against
claims for third-party bodily injury, property damage or cleanup
costs/environmental damages arising from pollution conditions
caused in the performance of covered operations. The coverage
applies to sudden and gradual pollution events and responds to
cleanup costs, both on and off the work site on a claims made
basis. Contractors Pollution Occurrence (CPO) provides this coverage
on an occurrence basis.
The Contractor’s Pollution Legal Liability policy provides coverage
for environmental exposures that would otherwise be excluded under
a General Liability policy. Specifically, the policy provides
sudden and gradual coverage for pollution conditions arising from
covered operations performed by or on behalf of the named insured,
including third-party bodily injury and property damage, cleanup
costs and defense expenses.
The Pollution and Remediation Legal Liability policy provides
coverage for loss, remediation expense and legal defense expense
under one policy for sudden and gradual pollution conditions at
or from covered locations.
Flexibility is a key ingredient in developing effective business
strategies that will help your company grow. When addressing potential
environmental risk, it's important to be able to choose the protection
that fits your operations. Pollution Legal Liability (PLL Select®) helps provide protection against environmental risk and offers
a solution for: Regulatory obligations, Contract requirements,
Lender requirements, Landlord requirements, Shareholders needs,
and Board of Director objectives.
General Contractor's Pollution Legal Liability (GCPL)
General Contractor’s Pollution Legal Liability (GCPL):
policy provided by XL Environmental, provides clients with integrated
environmental risk management® solutions. With unparalleled
expertise and knowledge, the environmental group provides clients
with integrated underwriting, loss control and claims management
services.
Professional and Pollution Liability - General Contractors
(PPL-GC)
The Professional and Pollution Liability – General Contractors
(PPL-GC) policy provided by XL Environmental, provides coverage
for acts, errors and omissions arising from services performed
on behalf of the insured, as well as pollution conditions arising
from services rendered by or on behalf of the insured. Pollution
can be written claims-made, while professional is claims-made
only.
Pro-Pac combines general, environmental and optional professional liability insurance in one efficient package. Designed for environmental contractors, consultants, and engineers, the package eliminates coverage gaps and allows multiple coverages to be obtained for one cost-sensible premium.
The Real Estate Lenders’ Policy (RELP) policy provided by
XL Environmental, provides specific coverage for real estate investors
in transaction and portfolio management.
The Sustain-a-Build program is designed to encourage environmentally friendly construction and building operations. The first step in the Sustain-A-Build program is to offer premium discounts for insured buildings that are certified under the U.S. Green Building Council (USGBC) Leadership in Energy and Environmental Design (LEED®) program. Through this incentive, AIG Environmental's goal is to help builders, owners and operators become better stewards of the environment and manage their environmental risks in a more effective manner.
